The default protection for the skilled entrepreneur. Biz Red is meant to
protect your business, at the same time, create opportunities.

  • Enjoy assistance for business permits renewal. 
  • Referral Assistance for professional legal advice; plus a slew of web design and development to give your products or services a higher online profile. 
  • Secure business continuity with protection from disruptions due to damage to business premises   Also for quick employee replacement assistance and placement fee allowance.  
  • Option to cover your goods while being transported.
  • Same breadth of Stela personal accident insurance and differentiators extending to employees and family members; plus travel protection and Stela Telephone Medical Advice and other emergency concerns.  


Securing yourself as well as your business and employees is our mutual
goal. With Silver and Gold, you’re ready to thrive!

  • A broad range of personal accident insurance and key differentiators for you, your employees and family members. 
  • Protection from business hazards arising in premises and its operations; robbery of merchandise and damages due to fire. 
  • Customized Stela protection and referral assistance such as business permit renewal, web design or development and legal counselling.
  • Option to provide travel protection.
  • Cover for your goods whilst being transported.
  • Telephone Medical advice and other emergency concerns.

Interested in Stela Solutions? Learn more by filling out the form below.


DATA PRIVACY I acknowledge that Malayan Insurance Company, Inc. (Malayan) may collect, use, process and share my personal information to its employees, duly authorized representatives, other insurers, reinsurers, adjusters, investigators, and other third party providers for purposes such as underwriting, administration, claims adjudication and management, investment, data analytics, statistical analysis, risk analysis/ assessment/management, financial and tax monitoring/review/reporting, protection against fraud, errors, or misrepresentations, profiling, research, due diligence, company evaluation, studies/customer satisfaction surveys, and compliance with legal, regulatory or contractual requirements. Further, I agree that Malayan may notify and offer me any of its products and services that may be useful to me. In furtherance of these purposes, my personal information, unless prohibited, may be processed outside the Philippines and be subject to different data protection standards. AUTHORITY TO DISCLOSE I hereby authorize Malayan to grant the members of the Yuchengco Group of Companies (YGC), their and Malayan’s affiliates, subsidiaries, contractors, partners, agents and representatives, intermediaries, industry associations, and other third parties access to my personal information, including this form, for purposes of marketing, sales or promotional information campaigns, and provision of any products, services, or offers through mail/email/SMS/telephone, or any type of electronic facility. AUTHORITY TO VERIFY INFORMATION I also authorize Malayan to verify and investigate the information given by me, including submitted documents from whatever source it may consider appropriate. RIGHTS OF THE DATA SUBJECT I acknowledge that I have the right to access the given information and I undertake to correct, rectify or supplement the same should any information be found to be inaccurate or incomplete. I shall notify Malayan in writing of any changes in the information given above. UNDERTAKING I hereby warrant that all personal information given by me are true, correct, updated to the best of my knowledge, and freely and voluntarily given to Malayan. I agree and consent that the above information are being collected, used, processed and recorded for purposes of securing insurance protection or any other business transaction(s) with Malayan and for other purpose as indicated herein. If purchasing, transacting and/or acting in behalf of other person(s), I hereby warrant that I have been duly authorized to perform such acts and permitted to give their information to Malayan. I hereby bind myself to advise all other persons in whose behalf I have acted, transacted with and/or purchased any product or services from Malayan of all the terms and conditions herein. I will hold Malayan, directors, officers, employees, agents, successors and assigns free and harmless from any liability that may arise as a result of the authorization given above. By signing this form, I hereby certify that I have read and understood the foregoing and this consent remains valid and binding unless I submit a written notice to Malayan revoking or altering the same.